[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ahaba.cz\/neni-zadatel-jako-zadatel\/#Article","mainEntityOfPage":"https:\/\/www.ahaba.cz\/neni-zadatel-jako-zadatel\/","headline":"Nen\u00ed \u017eadatel jako \u017eadatel","name":"Nen\u00ed \u017eadatel jako \u017eadatel","description":"Ka\u017ed\u00fd z n\u00e1s pot\u0159ebuje pen\u00edze. Ten, kdo je nem\u00e1, by se u\u017e bez nich nedok\u00e1zal obej\u00edt, proto\u017ee bez nich nelze v sou\u010dasnosti […]","datePublished":"2021-01-19","dateModified":"2023-05-01","author":{"@type":"Person","@id":"https:\/\/www.ahaba.cz\/author\/#Person","name":"","url":"https:\/\/www.ahaba.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f7320ca526354d2794ceb75173050bfa147af8617816df401a16569341b5fbaf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ahaba.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ahaba.cz\/wp-content\/uploads\/pen%C3%ADze%20USA_3.jpg","url":"https:\/\/www.ahaba.cz\/wp-content\/uploads\/pen%C3%ADze%20USA_3.jpg","height":0,"width":0},"url":"https:\/\/www.ahaba.cz\/neni-zadatel-jako-zadatel\/","about":["Ekonomika"],"wordCount":424,"articleBody":"       Ka\u017ed\u00fd z n\u00e1s pot\u0159ebuje pen\u00edze. Ten, kdo je nem\u00e1, by se u\u017e bez nich nedok\u00e1zal obej\u00edt, proto\u017ee bez nich nelze v sou\u010dasnosti z\u00edskat u\u017e nejen nejnov\u011bj\u0161\u00ed v\u00fddobytky modern\u00ed civilizace, ale vlastn\u011b ani element\u00e1rn\u00ed \u017eivotn\u00ed pot\u0159eby. My lid\u00e9 u\u017e jsme se prost\u011b stali coby jednotlivci zcela nesob\u011bsta\u010dn\u00fdmi, jsme odk\u00e1z\u00e1ni na obchodov\u00e1n\u00ed s t\u011bmi ostatn\u00edmi, a pokud bychom to m\u011bli kv\u016fli absenci pen\u011bz o\u017eelet, m\u011blo by to pro n\u00e1s nedoz\u00edrn\u00e9 katastrof\u00e1ln\u00ed n\u00e1sledky.Co bychom t\u0159eba jedli, kdybychom si nemohli nic k sn\u011bdku koupit? Co bychom si obl\u00e9kali, kde bychom bydleli, jak bychom tr\u00e1vili sv\u016fj voln\u00fd \u010das\u2026? A\u0165 se na to pod\u00edv\u00e1me z jak\u00e9hokoliv \u00fahlu pohledu, ned\u00e1 se dosp\u011bt k jin\u00e9mu n\u00e1zoru, ne\u017e \u017ee se bez pen\u011bz jednodu\u0161e neobejdeme.Ale co kdy\u017e je n\u011bkdo v dne\u0161n\u00ed dob\u011b p\u0159esto nem\u00e1, a to proto, \u017ee panuje nepom\u011br mezi jeho p\u0159\u00edjmy a v\u00fddaji? Co kdy\u017e si n\u011bkdo prost\u011b vyd\u011bl\u00e1v\u00e1 natolik m\u00e1lo, \u017ee z toho nedok\u00e1\u017ee vy\u017e\u00edt, ani kdyby se sna\u017eil u\u0161et\u0159it na v\u0161em, na \u010dem se jenom uspo\u0159it d\u00e1?N\u011bkdo, kdo se ocitne v podobn\u00e9 nez\u00e1vid\u011bn\u00edhodn\u00e9 situaci, nem\u00e1 nejednou v\u016fbec na v\u00fdb\u011br a mus\u00ed se sna\u017eit alespo\u0148 o z\u00edsk\u00e1n\u00ed n\u011bjak\u00e9 p\u016fj\u010dky, j\u00ed\u017e by zal\u00e1tal d\u00edry ve sv\u00e9m moment\u00e1ln\u00edm b\u00eddn\u00e9m rozpo\u010dtu. A vyb\u00edrat si je v\u011bru z \u010deho.Ov\u0161em to, \u017ee m\u00e1me mo\u017enost si vyb\u00edrat, neznamen\u00e1, \u017ee n\u00e1m kdykoliv a ve kter\u00e9koliv finan\u010dn\u00ed instituci p\u016fj\u010d\u00ed. V\u0161ude toti\u017e mus\u00edme my \u017eadatel\u00e9 prokazovat svoji bonitu, tedy schopnost p\u016fj\u010den\u00e9 finance zase vr\u00e1tit. A to se u nejedn\u00e9 p\u016fj\u010dky prokazuje jen velice t\u011b\u017eko.Ov\u0161em nebankovn\u00ed hypot\u00e9ka, to je jin\u00e1. U t\u00e9 nen\u00ed slo\u017eit\u00e9 splnit po\u017eadavky poskytovatele, tedy nebankovn\u00ed spole\u010dnosti, a pen\u00edze tak z\u00e1hy z\u00edskat. A to kv\u016fli jenom zd\u00e1nliv\u00e9 banalit\u011b, jakou je zaru\u010den\u00ed se za spl\u00e1cen\u00ed z\u00e1stavou nemovitosti. Kdo tuto garanci poskytne, m\u00e1 v podstat\u011b vyhr\u00e1no, a to bez ohledu na to, \u017ee by kv\u016fli sv\u00fdm dal\u0161\u00edm obt\u00ed\u017e\u00edm mo\u017en\u00e1 nikde jinde p\u016fj\u010dku nedostal.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nen\u00ed \u017eadatel jako \u017eadatel","item":"https:\/\/www.ahaba.cz\/neni-zadatel-jako-zadatel\/#breadcrumbitem"}]}]